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Appraisers/Conservators


Insurance protections tailor-made to answer the specific needs of appraisers and conservators.

Members of Canadian Association of Professional Conservators (CAPC) ou du Canadian Association for Conservation of Cultural Property (CAC) can benefit from a 15%* discount. Accredited members of the International Society of Appraisers- Canadian Chapter can benefit from a 10%* discount; certified members from a 15%* discount.

Coverage for art objects entrusted for appraisal or conservation work while at your studio, at the client’s premises or in transit.

  • Available on an annual basis, or for a specific project
  • High limits of coverage available

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and materials
  • Furniture, computer, camera, etc.
  • Improvements made to your studio
  • Building

Business interruption covers extra expenses and loss of revenuefollowing damage to insured property.

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.

  • Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.

Example: An artwork appraised too low or a mistake in a treatment might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.

Worldwide coverage available!

*some eligibility criteria may apply.

Artisans


Insurance protections tailor-made to answer the specific needs of artisans.

Members of Conseil des métiers d’art du Québec can benefit from a 15%* discount*

Coverage for art objects made by you at your studio, at fairs, at exhibitions or in transit, as well as coverage for art objects entrusted to you for sale or for conservation work.

Unique basis of valuation in case of a loss: selling price less 20% for art objects made by you!

Worldwide coverage available!

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and materials
  • Furniture, computer, camera, etc.
  • Improvements made to your studio
  • Building

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party in the course of your regular activities, while at an exhibition or a fair. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.

  • Errors & Omissions insurance because if you do conservation work no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.

Worldwide coverage available!

Commissioned art/Public art

  • Covers work in progress where ever it is located: studio, workshop, etc. And while in transit
  • Covers up to the total value of the work, such as it appears on the contract
  • Covers your general liability
  • Faulty workmanship coverage now available! To cover the cost to redo or repair an artwork or an installation that was poorly done.

Worldwide coverage available!

*some eligibility criteria may apply.

Artists


Insurance protections tailor-made to answer the specific needs of artists

Members of CARFAC and RAAV can benefit from a 15%* discount*

Coverage for artworks made by you at your studio, at fairs, at exhibitions or in transit, as well as coverage for artworks entrusted to you for sale or for conservation work.

Unique basis of valuation in case of a loss: selling price less 20% for artworks made by you!

Worldwide coverage available!

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and materials
  • Furniture, computer, camera, etc.
  • Improvements made to your studio
  • Building

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party in the course of your regular activities, while at an exhibition or a fair. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.

  • Errors & Omissions insurance because if you do conservation work no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.

Worldwide coverage available!

Commissioned art/Public art

  • Covers work in progress where ever it is located: studio, workshop, etc. And while in transit
  • Covers up to the total value of the work, such as it appears on the contract
  • Covers your general liability
  • Faulty workmanship coverage now available! To cover the cost to redo or repair an artwork or an installation that was poorly done.

Worldwide coverage available!

*some eligibility criteria may apply.

Artists-run centers


Insurance protections tailor-made to answer the specific needs of artists-run centers.

Members of le Regroupement des centres d’artistes autogérés du Québec can benefit from a 15%* discount.

Coverage for your operations

  • Insurance for artworks on premises, in transit and while being exhibited;
  • Insurance for the organization’s content : computers, furniture, projectors, improvements, etc.;
  • Insurance for the building;
  • General liability insurance;
  • Business interruption insurance;
  • Insurance for special events.

Coverage for your directors & officers because a not for profit organization, its directors and officers can be held personally and jointly liable for acts or omissions that occurred while performing their functions. Directors and officers can be held personally liable for not having adequately monitored or managed the organization. They can be held jointly responsible for acts committed by other directors and officers who sit on the same board.

The most common causes of lawsuits are:

  • Breach of duty
  • Employment practice
  • Wrongful dismissal
  • Misrepresentation/Non-disclosure
  • Unremitted source deductions
  • Defamation

Directors and officers liability Insurance is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

Unique: members of RCAAQ are also insured in case of lawsuits for copyright infringement, plagiarism, libel, and interference with the right to privacy.

*some eligibility criteria may apply.

Body Art


Insurance protections tailor-made to answer the specific needs of body painting and tattoo artists.

Coverage for your shop to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and equipment
  • Furniture, computer, etc.
  • Improvements made to your studio
  • Building

Business interruption covers extra expenses and loss of revenuefollowing damage to insured property.

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented shop sues you for damages to the building following a fire that started in your shop.

  • Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the loss suffered by the plaintiff.

An infection, scar or allergic reaction might result in a lawsuit, whether the claim is true or alleged.

Framers


Insurance protections tailor-made to answer the specific needs of framers.

Coverage for artworks and framing material

  • Coverage for artworks entrusted for framing, while at the shop or in transit. Limits of insurance can be temporarily increased if you are asked to frame a high value artwork.
  • Coverage for framing material

High limits of coverage available.

Basis of valuation for artworks can be the current market value or an agreed amount between you and the owner of the artwork. Framing material is insured at replacement cost.

Coverage for your framing shop to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and equipment
  • Furniture, computer, etc.
  • Improvements made to your shop
  • Building

Business interruption covers extra expenses and loss of revenue following damage to insured property.

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented shop sues you for damages to the building following a fire that started in your shop.

Faulty workmanship coverage now available! Covers the cost to redo or repair work that was poorly done.

  • Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the loss suffered by the plaintiff.

The use of the wrong type of glue might result in a financial loss for your client, such as a loss in the market value of the artwork, prompting a lawsuit.

Galleries


Insurance protections tailor-made to answer the specific needs of art galleries.

Members of the Association of Contemporary Art Galleries can benefit from a 15%* discount.

Coverage for artworks

  • Coverage for artworks you own or on consignment, at the gallery, in transit and at fairs. Limits of insurance can be temporarily increased if a higher valued artwork is entrusted for sale or if you are organizing a special exhibition.

High limits of coverage available.

Basis of valuation for artworks can be the selling price less 20%, at cost, at cost plus 30%. Other basis of valuation are available according to the type of art you sell. Basis of valuation for artworks on consignment on the basis of the consignment agreement.

Coverage for your gallery to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Furniture, displays, computer, etc.
  • Improvements made to your gallery
  • Building

Business interruption covers extra expenses and loss of revenue following damage to insured property.

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented shop sues you for damages to the building following a fire that started in your shop.

  • Errors & Omissions insurance because if you do appraisals no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the loss suffered by the plaintiff.

Example: An artwork appraised too low might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.

*some eligibility criteria may apply.

Illustrators


Insurance protections tailor-made to answer the specific needs of illustrators.

Members of Illustration Québec can benefit from a 15%* discount.

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Original drawings / artworks
  • Tools and equipment
  • Furniture, computer, camera, etc.
  • Improvements made to your studio
  • Building

Business interruption covers extra expenses and loss of revenue following damage to insured property.

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented shop sues you for damages to the building following a fire that started in your shop.

  • Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the loss suffered by the plaintiff.

An infection, scar or allergic reaction might result in a lawsuit, whether the claim is true or alleged.

  • Media Liability insurance to cover the legal costs to defend you, following a claim from a third party for having violated their intellectual property, including plagiarism, misappropriation of ideas, libel, slander. The Insurer would also pay the indemnity to the third party for which you are legally liable.

Jewellers


Insurance protections tailor-made to answer the specific needs of jewellers.

Members of Conseil des métiers d’art du Québec can benefit from a 15%* discount*

Coverage for jewellery   made by you at your studio, at fairs, at exhibitions or in transit, as well as coverage for art objects entrusted to you for sale, appraisal or conservation work.

Unique basis of valuation in case of a loss: selling price less 20% for art objects made by you!

Coverage for raw materials including precious metals and stones.

Worldwide coverage available!

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and materials
  • Furniture, computer, camera, etc.
  • Improvements made to your studio
  • Building

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.

  • Errors & Omissions insurance because if you do conservation or appraisal work no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.

Example: An jewellery appraised too low or a mistake in setting a stone might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.

Worldwide coverage available!

*some eligibility criteria may apply.

Design


Insurance protections tailor-made to answer the specific needs of event and industrial designers.

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party.  If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.    To this we can add the following protections:

  • Coverage for risks associated with the installation of design elements
  • Liability coverage for property under your care
  • Faulty workmanship to cover the cost to redo or repair work or an installation that was poorly done.

Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.  Such claims can include:

  • Errors or omissions in the performance of professional service on design-build projects
  • Negligent design or specifications.
  • Plagiarism, piracy or misappropriation of ideas,
  • Defamation, libel, slander, product disparagement,
  • Infringement of copyright

Property insurance to cover physical losses caused by fire, theft, vandalism and other.

Fashion design


Coverage for your inventory, at your studio, at sub-contractors premises and while in transit.

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Raw materials
  • Equipment
  • Furniture, computer, etc.
  • Improvements made to your studio
  • Building

Business interruption to cover extra expenses and loss of revenue following damage to insured property.

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party in the course of your regular activities, while at a fashion show or a fair. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Worldwide coverage available!

Event Design


Insurance protections tailor-made to answer the specific needs of event and industrial designers.

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.  To this we can add the following protections:

  • Coverage for risks associated with the installation of design elements
  • Liability coverage for property under your care
  • Faulty workmanship to cover the cost to redo or repair work or an installation that was poorly done.

Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff. Such claims can include:

  • Errors or omissions in the performance of professional service on design-build projects
  • Negligent design or specifications.
  • Plagiarism, piracy or misappropriation of ideas,
  • Defamation, libel, slander, product disparagement,
  • Infringement of copyright

 

Property insurance to cover physical losses caused by fire, theft, vandalism and other.

Event organizers


General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: while visiting a new client, you accidentally break a sculpture. The owner claims it is a total loss and asks you to write a cheque for $10,000, the value of the artwork.

Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.

Example:  the caterer doesn’t show up to the event you have organized. He had the wrong date but it turns out it is your employee who made the mistake. The caterer wants to be paid and your client is suing you for not having delivered the expected service.

Property insurance to cover physical losses caused by fire, theft, vandalism and other.

Events


Fairs, festivals, concerts and other events

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: extensions cords were installed but the taped used to secure it to the carpet didn’t uphold and one of the guests fell and broke his arm. He sues you for loss of income.

Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.

Example: the schedule for the event was printed on time for the festival but unfortunately, one key location was forgotten, causing financial damage to that venue which sues you for loss of revenue.

Property insurance to cover physical losses caused by fire, theft, vandalism and other to your property, and of others for which you are responsible.

Coverage in case of cancellation to obtain reimbursement of costs and expenses incurred by you, that you are unable to recover should your production be necessarily cancelled, abandoned, postponed, interrupted or relocated.

Movie producers


Insurance for advertising, documentaries, short shoots and movies

  • Insurance to cover damage to equipment owned or leased
  • Insurance to cover the cost to re-shoot if the equipment failed to record while first filming
  • Insurance to cover damage to the filming location, and to props and sets
  • General liability insurance to cover to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the court finds you guilty of negligence, the insurer will also pay the indemnity to the harmed person
  • Errors and omissions insurance to cover the legal expenses to defend you in case of a lawsuit, and the indemnity if the court finds you responsible for the financial loss suffered by the plaintiff. Claims can include:
    • Libel and slander
    • Breach of confidentiality, privacy or right of publicity
    • Intellectual property infringement (e.g. Copyright or trademark)
    • Misappropriation of name or likeness
    • Infliction of emotional distress
    • Breach of licence
    • Misappropriation of ideas under implied contract

Post-production and sound studios


  • Insurance to cover damage to equipment owned or leased
  • Insurance to cover the cost to re-record if the equipment failed to record while first recording
  • General liability insurance to cover to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the court finds you guilty of negligence, the insurer will also pay the indemnity to the harmed person
  • Errors and omissions insurance to cover the legal expenses to defend you in case of a lawsuit for not having rendered the expected service, and the indemnity if the court finds you responsible for the financial loss suffered by the plaintiff.
  • Media liability insurance to cover you in case of a lawsuit for libel and slander, breach of confidentiality, privacy or right of publicity, intellectual property infringement (e.g. Copyright or trademark), misappropriation of name or likeness, infliction of emotional distress, breach of licence, misappropriation of ideas.

Appraisers and conservators


Insurance protections tailor-made to answer the specific needs of appraisers and conservators.

Members of canadian association of professional conservators (capc) ou du canadian association for conservation of cultural property (cac) can benefit from a 15%* discount. Accredited members of the international society of appraisers- canadian chapter can benefit from a 10%* discount; certified members from a 15%* discount.

Coverage for art objects entrusted for appraisal or conservation work while at your studio, at the client’s premises or in transit.

Available on an annual basis, or for a specific project

High limits of coverage available

Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Tools and materials
  • Furniture, computer, camera, etc.
  • Improvements made to your studio
  • Building

Business interruption covers extra expenses and loss of revenue following damage to insured property.

Coverage in case of a lawsuit

  • General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the court finds you guilty of negligence, the insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.

  • Errors & omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the court finds you responsible for the financial loss suffered by the plaintiff.

Example: an artwork appraised too low or a mistake in a treatment might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.

Worldwide coverage available!

*some eligibility criteria may apply.

Instrument makers


Insurance designed for instrument makers

Protections available à la carte according to your specific needs

Members of makers’ forum can benefit from a discount of up to $100*

Instruments

  • Coverage for instruments you have made
  • Coverage for instruments you are working on
  • Coverage for instruments entrusted for restoration or resale
  • Whether at your studio, in transit or at fairs

Unique basis of valuation in case of a loss of instruments you have made: selling price of the finished instrument!

Workshop

  • Coverage for your raw materials such as precious woods
  • Coverage for your workshop content: tools, equipment, computer, furniture
  • Coverage in case of business interruption
  • Coverage for your building
  • General liability

Covers legal costs to defend you and, if found negligent, the amount the court says you have to pay for property damage or bodily injury you have caused others.

Professional liability

No one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. Professional liability insurance, also called errors & omissions insurance provides the following protections:

  • payment of legal expenses to defend you in case of a lawsuit
  • payment of indemnity if the court finds you responsible for the financial loss suffered by the plaintiff

Worldwide coverage available

Music ensembles and musicians


Protect your instruments and other equipment

Whether damage, theft or loss occurs in transit, at the rehearsal studio or at the venue, your instruments and other equipment are covered at an agreed value. The coverage allows you to either replace or repair, and if needed rent instruments and equipment to keep the show going!

Protect your assets

In the event legal proceedings are brought against you alleging property damage and/or bodily injury caused by you to a third party, general liability insurance will assume your defense and, if the court finds you guilty, the insurer will pay the indemnity to the person who suffered damages.

  • Up to $10m limit available
  • Venues can be named as additional insured and insurance certificates can be issued without delay
  • Worldwide coverage available.

Protect your musical ensemble’s financial stability following a performance cancellation

Should the venue be closed due to fire, flooding, vandalism, the insurer will reimburse expenses, including travel costs you have incurred in preparing for the concert.

  • Terrorism coverage also available.

Sound studios


  • Insurance to cover damage to equipment owned or leased
  • Insurance to cover the cost to re-record if the equipment failed to record while first recording
  • General liability insurance to cover to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the court finds you guilty of negligence, the insurer will also pay the indemnity to the harmed person
  • Errors and omissions insurance to cover the legal expenses to defend you in case of a lawsuit for not having rendered the expected service, and the indemnity if the court finds you responsible for the financial loss suffered by the plaintiff.
  • Media liability insurance to cover you in case of a lawsuit for libel and slander, breach of confidentiality, privacy or right of publicity, intellectual property infringement (e.g. Copyright or trademark), misappropriation of name or likeness, infliction of emotional distress, breach of licence, misappropriation of ideas.

Dance companies


Coverage for props, sets, costumes and equipment at the office, in transit to and from each venue, at the venue and whilst in storage.

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the court finds you guilty of negligence, the insurer will also pay the indemnity to the harmed person.

Example: part of a decor falls on the head of a spectator who sues you for loss of income having suffered a concussion which made him unable to work for 3 months.

Coverage for your office to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Furniture, computers, etc.
  • Improvements made to your office space
  • Building

Business interruption to cover extra expenses and loss of revenue following damage to insured property.

Coverage in case of cancellation to obtain reimbursement of costs and expenses incurred by you, that you are unable to recover should your production be necessarily cancelled, abandoned, postponed, interrupted or relocated.

Directors & officers insurance. Because a not for profit organization, its directors and officers can be held personally and jointly liable for acts or omissions that occurred while performing their functions. Directors and officers can be held personally liable for not having adequately monitored or managed the organization. They can be held jointly responsible for acts committed by other directors and officers who sit on the same board.

The most common causes of lawsuits are:

  • Breach of duty
  • Employment practice
  • Wrongful dismissal
  • Misrepresentation/non-disclosure
  • Unremitted source deductions
  • Defamation

Directors and officers liability insurance is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

Theater companies


Coverage for props, sets, costumes and equipment at the office, in transit to and from each venue, at the venue and whilst in storage.

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the court finds you guilty of negligence, the insurer will also pay the indemnity to the harmed person.

Example: part of a decor falls on the head of a spectator who sues you for loss of income having suffered a concussion which made him unable to work for 3 months.

Coverage for your office to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

  • Furniture, computers, etc.
  • Improvements made to your office space
  • Building

Business interruption to cover extra expenses and loss of revenue following damage to insured property.

Coverage in case of cancellation to obtain reimbursement of costs and expenses incurred by you, that you are unable to recover should your production be necessarily cancelled, abandoned, postponed, interrupted or relocated.

Directors & officers insurance. Because a not for profit organization, its directors and officers can be held personally and jointly liable for acts or omissions that occurred while performing their functions. Directors and officers can be held personally liable for not having adequately monitored or managed the organization. They can be held jointly responsible for acts committed by other directors and officers who sit on the same board.

The most common causes of lawsuits are:

  • Breach of duty
  • Employment practice
  • Wrongful dismissal
  • Misrepresentation/non-disclosure
  • Unremitted source deductions
  • Defamation

Directors and officers liability insurance is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

Technicians and crafts people


Please contact us for more information.